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Debt Settlement

Comprehensive debt negotiation and settlement services for consumers struggling with a large amount of unsecured debt.


  • Significant savings over making minimum payments
  • One low monthly program deposit
  • Much faster than making minimum payments


  • Debt collection calls
  • Legal risk, impact to credit
  • Results vary

Also referred to as debt negotiation or debt resolution, debt settlement is designed for people who cannot make required minimum payments and/or are considering bankruptcy or credit counseling. It offers a low monthly program deposit and may help people resolve debts relatively quickly. It is not a solution for secured debts, such as a mortgage or auto loans.

A company that provides debt settlement doesn’t negotiate lower interest rates or send payments to your creditors. Instead, it negotiates with your creditors to settle for less than the outstanding balance of the debt and then you pay off that lower debt amount.

If you enroll in a debt settlement program, you’ll make a monthly deposit into a special purpose account. As the balance of your account increases, the debt settlement company contacts your creditors and negotiates settlements for less than what you owe. Learn more about how Amity One Debt provides debt settlement.

If you’re struggling with debt, want a low monthly program deposit, and want to resolve your debt relatively quickly, debt settlement may be the right strategy.

To get your free debt evaluation now, please call an Amity One Debt Certified Debt Consultant at (866) 255-3783.


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